adiraku - Credit, Online Loans, Financial Solutions

By PT Adira Dinamika Multi Finance Tbk.

adiraku - Credit, Online Loans, Financial Solutionsadiraku - Credit, Online Loans, Financial Solutionsadiraku - Credit, Online Loans, Financial Solutionsadiraku - Credit, Online Loans, Financial Solutionsadiraku - Credit, Online Loans, Financial Solutions

adiraku, a cell application presented by Adira Finance for Indonesian customers and people, with a vision to provide a variety of innovative and practical financial solution services for the lives of Indonesian people.

Through adiraku, Adira Finance strives to connect more closely with customers throughout Indonesia without being limited by distance and time.

Want to know what's on my side?

Auto and Electronics Loans

Car loans new, used cars, new or used motorcycles, electronic goods (TV, air conditioning, refrigerator, washing machine), furniture (spring beds, sofas, cabinets, tables), mobile phones to bicycles more easily through the adiraku application. Directly apply for credit with conventional or Sharia schemes with the best promos. You can get your dream vehicle and goods easily, quickly, with the best prices and installments.

Multipurpose Fund Loans

Needs for home renovations, children's education costs, increasing business capital to additional funds for tourism can be submitted in the Adiraku application. With a motorcycle or car BPKB guarantee, get a loan with competitive interest and a fast process. At Adira Finance, security is our priority, so don't hesitate to apply for a loan at Adira Finance.

General terms for car, motorcycle, electronic furniture and multipurpose loans

1 . Financing value

◾ Motorcycle Loan: IDR 5,000,000 - IDR 2,000,000,000

◾ Car Loan: IDR 50,000,000 – IDR 2,000,000,000

◾ Furniture Electronic Loan: Rp1,500,000 - Rp50,000,000

◾ Multipurpose Fund Loan: Rp3,000,000 - Rp500,000,000

2. Flat interest rate per year

◾ Motorcycle Loan: 13% - 40%

◾ Car Loan: 6% - 20%

◾ Furniture Electronic Loan: 12 % - 48%

◾ Multipurpose Fund Loans: 10% - 40%

3. Term

◾ Motorcycle Loan: 12 - 36 months

◾ Car Loan: 12 - seventy two months

◾ Furniture Electronic Loan: 6 - 24 months

◾ Multipurpose Fund Loans: 12 - 48 months

4. Administration fee and provision

◾ Motorcycle loan: IDR 800,000 - IDR 875,000

◾ Car loan: IDR 2,700,000 - IDR 4,200,000 and provision 0.00% - 2.25 %

◾ Furniture Electronic Loan: IDR 175,000

◾ Multipurpose Fund Loan: IDR 750,000 - IDR 3,325,000 and provision of 0.00% - 0.25%

5. Example of calculation

◾ Motorcycle loan with unit price of IDR 30,000,000, initial payment of 10% and tenor of 12 months, then monthly installments of IDR 3,129.000, so that the total payment in 1 year is IDR 37,548,000 including unit insurance and personal accident throughout the tenor

◾ Car Loan with a unit price of IDR 250,000,000, initial payment of 20% and a tenor of 36 months, the monthly installments are IDR 8,296,000, so the total payment is in 3 years is IDR 298,656,000 including unit insurance, personal accident and life for the entire tenor

◾ Mobile loan with unit price of IDR 5,000,000, initial payment of 10% and tenor of 6 months, then the monthly installment is Rp1,145,000, so the total payment in 6 months is Rp6,867,000

Contract Management

Let Don't pay late and get fined, Adiraku will remind you before the due date. Pay directly through the app, more convenient and secure, or pay through other payment channels and stay comfortable with payment notifications directly in the app.

adirapoin

Pay installments on time on all payment channels, earn Adirapoin which can be used to pay installments or exchanged for various Adira Finance partner vouchers, such as telephone credit, electricity, shopping, food, and electronic money. Play fun games and do various activities in the app to get additional bonus adirapoints.

Services

Need Customer Service assistance? adiraku provides a Help menu to answer all your questions through FAQ information, send it via Ask Us or 24/7 livechat with Adira Finance's official Whatsapp account.

So what are you waiting for, let's download adiraku and enjoy unlimited service from Adira Finance.

Adira Finance is registered and supervised by the Financial Services Authority.

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