MyConstant – Secured P2P lending for all.

Constant: a world of economic power in your pocket.

You choose the interest rate. You select the term. We match you with somebody happy to do business with you.

Investors: enjoy as a lot as 8% APR on your money, with terms of any dimension starting from 30 days. All lending is 150% backed by liquid collateral that’s simply sold if debtors default, protecting your funding. Auto-reinvest your earnings or withdraw in USD or stablecoins.

Borrowers: borrow in opposition to 60 cryptocurrencies at flexible charges and terms. BitGo insured custody and good contracts protect your belongings till you repay. Top up collateral if it falls in worth or withdraw extra if it will increase. Get money for crypto without promoting up.

Constant gives you more:

Free withdrawals.

Invest or borrow from just $50.

Earn as a lot as 4% APY on your balance through Flex.

24/7 buyer assist on e mail, cellphone, and social media.

How it works

Borrowers:

Choose an amount, interest rate, and term.

Select your collateral.

Send your collateral to BitGo or good contract.

Withdraw your mortgage in USD or supported stablecoins.

Repay (in USD or crypto) and your collateral is returned.

Investors:

Choose an quantity, interest rate, and time period.

Transfer your funds (USD or stablecoins).

Match with a borrower.

Start incomes curiosity immediately.

Withdraw your principal plus revenue on the finish of the time period.

Flex: investing made easy

Fixed time period investing not your thing? No worries – just deposit funds and your balance automatically earns as much as 4% APY (variable) by way of Flex, a totally secured lending pool. You can withdraw anytime at no cost, and your stability is protected by borrower collateral.

You can also disable Flex from Settings, and as a substitute your balance shall be escrowed with Prime Trust, an accredited US custodian insured to $130M.

What are clients saying about Constant?

“Great answer, was really awesome to find a way to borrow towards my Wanchain! Lots of great options on the site, the employees on telegram have been very helpful in guiding me and providing me usability tips.”

Jason M

“My experience with Constant has been nothing however positive. Awesome opportunity to flee the volatility of the inventory market while making your cash give you the outcomes you want. Incredible and responsive customer support solutions any and all questions shortly and efficiently.”

Kasey C

“I have been using Constant for the previous few months, and their customer support is all the time helpful. Any points they will at all times reply fast! I plan on utilizing them for an extended time to come.”

Karek

Terms and conditions

Maximum mortgage time period is eighteen months.

Minimum loan time period is 30 days.

The most Annual Percentage Rate (APR) is 12%.

You can repay at any time in the course of the mortgage time period.

Your most reimbursement interval is the period of the loan.

You’re not required to make minimum or regular payments. Simply repay the total compensation amount by the end of your time period.

If you’re greater than 3 days late in repaying your loan, your collateral might be offered to repay your investor.

Borrowers will be charged a 1% matching charge on the value of their loan.

There aren't any investment charges for using the platform.

All cryptocurrency and fiat withdrawals are free.

Please learn our Investor Agreement and Borrower Agreement before utilizing the platform.

Loan instance: If you request a mortgage of $1,000 at 8% APR, you should put up $1,500 value of your chosen cryptocurrency as collateral. Once your mortgage term ends, you'll need to repay a complete of $1,080 to get your cryptocurrency again. If you fail to repay inside 3 days of your loan maturity date, or if your collateral’s worth falls to 110% of the investor’s principal plus earned interest at any level during the time period, your collateral will be sold to repay the investor and you'll obtain the difference in USD (if any).