o2 Money
By comdirect – eine Marke der Commerzbank AG
Use two apps in one with the o2 Money app: the finance app for almost all German accounts and the banking app for the free o2 banking account powered by comdirect. Important: You do not need to be an o2 customer to use the app. You can use o2 Money and o2 Banking independently of each other.
o2 Money: Finances under control
Use the free o2 Money app to keep an eye on all the important information about your personal finances. Anytime anywhere - simply with your smartphone.
☆ Monthly budget: Find out at a glance what you can probably still afford in the current month. Expected income and expenses are included.
☆ Budget book: What income and expenses (in 8 categories) do you have every month? Where can you still save money? Easily evaluated automatically.
☆ Subscriptions contracts: What is your monthly account? o2 Money takes into account e.g. music subscriptions, insurance rental. Clearly sorted by categories.
☆ 1% bonus interest: As an o2 customer you receive 1% bonus interest * on your credit if you connect your current account to o2 Money.
o2 Banking: your cellular bank branch
Apply for your new free o2 Banking current account powered by comdirect including free of charge bank card (Visa debit card) and girocard (debit card) in Germany best bank. And activate your virtual bank card for Google Pay directly. You will receive your new cards in the mail in a few days.
☆ Smart and easy to pay with Google Pay
☆ Secure login with fingerprint / Face Unlock or password
☆ Transfer securely with the photoTAN method
☆ Pay bills with the Photo transfer
☆ Transfer via chat or voice input
☆ Use the free Visa debit card worldwide
Withdraw money for free ?
☆ Withdraw money 3 times a month worldwide free of charge with a Visa debit card, each additional withdrawal: 4.90 €. Note: Some machine operators also charge separate fees.
☆ Additionally - as often as you want - free of charge with your girocard in Germany at all ATMs of the Cash Group (including Commerzbank, Deutsche Bank, HypoVereinsbank and Postbank) from € 50
Excellent banking ✨
☆ "Germany's best bank" awarded by € uro magazine. Best Bank study (issue 05/2021) S.W.I. FINANCE on behalf of Euro Magazin
☆ CAPITAL test winner in the mobile banking apps category, published on March 18th, 21st
Account change made easy
With our account switching service, you can inform your payment partners about your new account details. And if you want, we can transfer and delete your old account.
New bonus program
As an o2 customer, you can 2 Secure% bonus interest * on credit: Use your o2 banking account as a salary account and link your o2 banking account in o2 Money.
Around the clock service
Strong 24/7 service.
What does o2 have to do with finances?
o2 wants to be your mobile companion anytime and anywhere. Not only when making calls and surfing, but also when it comes to your finances. With innovative technology, we simplify your life and support you with a financial perspective.
* Applies to o2 mobile / DSL private customers with a term contract without delay in payment when participating in the o2 Money bonus program (data transfer of account information to o2 required, complete Conditions of participation at o2.de/goto/o2money-bonusbedingungen). Requirements: Integration of an account in the o2 Money app with at least 1 incoming money and € 500 expenditure per month and 1 app login with confirmation of the bank access data upon request. 2% pa for an o2 banking account with comdirect, 1% pa for another giro account with comdirect or another German bank supported in the app, each based on the average monthly balance of up to € 3,000.
o2 Money o2 Banking powered by comdirect
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