Oney split your expenses

Welcome to the world of Oney ! Prepare to take back control of your spending! With Oney you can choose to split your payments into 3 or 4 times (1). It's so easy to optimize the management of your price range with your Oney answer.

In short, Oney is a payment account (3), a Visa bank card and an application connected to all your bank accounts, totally secure, for an imaginative and prescient clear of your finances.

Download the application and open an account easily and directly from your cell.

Solutions for your budget

SPLIT YOUR PAYMENTS IN 3 OR 4 TIMES

For each of your expenses, made with your Visa bank card included in your Oney offer, you can split your payment into several installments and thus control your price range for the month. And this, whatever your expense, whether planned or unforeseen, online, in store, at your craftsman, for leisure, at the restaurant, at the vet's, and much more! (Features in particular tariff situations (1))

CONNECT ALL YOUR BANK ACCOUNTS

By connecting all your bank accounts, you can view all your expenses at a glance. Gathered in a totally secure utility, you can consult the balances of all the bank accounts that you have connected.

THE 2 ONEY OFFERS: ORIGINAL OR FIRST

They are adapted to your price tidy and your needs.

The ORIGINAL offer with the Visa Classic bank card at € 2.50 / month

Or opt for the advantages of the FIRST offer with the Visa Premier bank card at 5, 90 € / month.

The daily advantages of your Visa bank card

YOUR WITHDRAWALS INCLUDED

To ensure your payments in cash, you have up to 5 withdrawals included at a bank ATM with your Visa bank card in the euro zone.

WITHOUT COMMISSION ABROAD

Anywhere in the world, make your purchases with your Visa Oney bank card, whatever the currency, without paying bank commissions (2) on transactions.

SELF-BLOCK AND UNLOCK YOUR VISA BANK CARD

Do you ever lose your card? You no longer know where your wallet is? Don't panic, thanks to the application, you can quickly block your card and unblock it as soon as you find it!

And many other advantages to discover on www.oney.fr

Download the application and open an account easily and directly from your mobile. And good news, you can take full advantage of Oney :

- Without changing bank

- Without term commitment

(1) Credit offer valid for any payment transaction with the Oney card greater than € 1, excluding cash withdrawals, subject to your eligibility for this service.

The credit is subject to fees, the amount of which is is equal to: 1.45% of the amount of the transaction, capped at € 15, for a credit repayable in 3 installments; 2.2% of the transaction amount, capped at € 30, for a credit repayable in 4 installments. Example for a payment of one hundred and fifty € split into 3 times: on the day of the transaction, a 1st installment of € 50, as well as the splitting fees of € 2.18 of fees are deducted from your Oney account; the following month, a 2nd installment of 50 € is taken, then a 3rd installment of 50 €; the credit is then reimbursed over 2 months at the fixed APR of 19.26%.

The credit request must be made on the day of your payment, before midnight. You will then have a withdrawal period of 14 days.

(2) Excluding exchange rates and third-party establishment costs

(3) The Oney payment account is reserved for capable individuals of legal age, residing in France, and acting for non-professional purposes.

The Oney account request is made exclusively on the Oney cellular application. Opening an Oney account is subject to review and acceptance of your file by Oney Bank. You have a 14-day cooling-off period.