GO2bank: Mobile banking

Introducing GO2bank! It’s the final word cellular bank account, full of the features you’d anticipate to make it easier to manage your money. We’re a Member FDIC financial institution and a brand of Green Dot Corporation which has 21 years of providing revolutionary monetary providers to over 33 million shoppers within the U.S.

• No monthly fees with eligible direct deposit.¹

• No minimum steadiness required to open an account online.

• Free nationwide ATM community.²

• Earn over 10x the nationwide financial savings rate average – High-yield savings account, 1% APY on financial savings, paid quarterly, up to $5,000 ³

• Earn up to 7% cash again when you purchase eGift Cards from practically 100 in style merchants in the app.⁴

• Overdraft safety as a lot as $200, with opt-in and eligible direct deposit.⁵

• Get your pay as a lot as 2 days early with ASAP Direct Deposit™.⁶

• Build your credit over time with responsible use of a secured credit card.⁷

• Lock and unlock your card with a faucet of the app.⁸

• Keep your cash protected.⁹

• Transfer money from a linked debit card to your GO2bank account.¹⁰

• Cash a examine from the consolation of your own home.¹¹

Visit GO2bank.com to study extra.

Online entry and id verification (including SSN) is required to open an account. Mobile quantity or e-mail handle verification and cellular app are required to access all options.

See Deposit Account Agreement at https://www.go2bank.com/content/dam/go2bank/legal/about/docs/go2bankdaa.pdf for fees, terms and circumstances.

¹ Monthly charge waived if you receive a payroll or government advantages direct deposit in the previous monthly assertion interval.

² See app free of charge ATM locations. $3 for out-of-network withdrawals. ATM owner can also cost a charge. ATM limits apply.

³ Interest paid quarterly on the typical day by day steadiness of savings through the quarter as a lot as a $5,000 stability and if the account is in good standing. Fees on your main deposit account may cut back earnings on your financial savings account. 1% Annual Percentage Yield (APY) as of April 2021. APY could change earlier than or after you open an account. The average nationwide savings account rate of interest of 0.06% is decided by the FDIC as of 4/19/21. Visit https://www.fdic.gov/regulations/resources/rates/ to be taught extra.

⁴ Active GO2bank account required to receive an eGift Card. eGift Card retailers topic to alter.

⁵ Opt-in required. $15 fee might apply to each eligible buy transaction that brings your account unfavorable. Balance must be dropped at a minimal of $0 inside 24 hours of authorization of the primary transaction that overdraws your account to keep away from the fee. We require instant payment of each overdraft and overdraft payment. Overdrafts paid at our discretion, and we don't assure that we are going to authorize and pay any transaction.

⁶ Direct deposit early availability is decided by timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the supply or timing of early direct deposit might vary from pay period to pay period.

⁷ Available solely to GO2bank accountholders with direct deposits totaling no much less than $100 in the past 30 days. Eligibility standards applies.

⁸ Previously authorized transactions and deposits/transfers to your account will operate with a locked card.

⁹ Funds are protected from unauthorized transactions on efficiently activated playing cards. Prompt notice is required.

¹⁰ Fees and limits apply to debit card transfers.

¹¹ Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Fees may apply. All checks topic to evaluate for approval. For extra particulars, go to https://www.ingomoney.com/partners/greendot-terms-conditions/.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Technology Privacy Statement - https://www.go2bank.com/content/dam/go2bank/legal/about/docs/technology-privacy-statement.pdf