By AND Financing Corporation
lendpinoy is the loan app product of AND Financing Corporation (AND FC). AND FC is a duly registered financing company with SEC Registration No. CS201840930 and Certificate of Authority to Operate (as a Financing Company) No. 1187.
AND FC strictly adheres with the local regulations and standards, together with the Truth in Lending Act of the Philippines (RA 3765). We are an official submitting entity of the Credit Information Corporation (CIC), in compliance with RA 9510. Moreover, we're compliant with the Anti-Money Laundering Commission and National Data Privacy Commission.
Loan Application Requirements:
Two legitimate government IDs
Email and cellphone verification via codes
Conduct selfie, video/ or voice verification
You get the complete amount you borrowed
No security or collateral required
No bank account required
Privacy and Consent
How to apply?
Simply download the lendpinoy app
Fill out our quick mortgage application within the lendpinoy cellular app
Undergo verification via our secured AI, Machine Learning system
Once permitted, you get cash immediately despatched into your nominated bank account inside minutes.
How to repay?
You shall be receiving scheduled mortgage compensation reminders through e-mail, SMS and app notifications. Repay and reloan immediately, no re-application required.
Pay by way of any 7-Eleven branch through the use of their CliQQ machine or app (*subject to Php 20 service fee).
Repay on time to earn bonus points and unlock other lendpinoy advantages similar to lower fees, larger loan limits and longer mortgage terms!
Loans could be repaid anytime, up to 180 days.
Salary loans can be repaid from a minimum of 90 days to a maximum of 180 days.
lendpinoy loan products:
lendpinoy's roster of mortgage products at present embrace a personal microloan, installment mortgage and a wage loan product, available to mortgage any amount from Php 1,000 to Php 50,000 for up to 180 days. Employees of associate organizations are offered entry to avail for a wage mortgage, whereas any member of the public is open to download the applying and avail personal micro and installment loans topic to an on-boarding course of. Customers are in a position to choose compensation durations depending on the product they avail, and therefore have the choice to choose loan terms up to one hundred eighty days. We provide loans with an effective monthly interest rate range of three.5%-15% (APR range: minimum 42.6% to most 182.5%). In the case of a late reimbursement, the shopper is subject to pay a every day penalty of 0.5% of principal amount; maximum penalty for one loan is 15%.
Example: For a 90-day loan with principal amount of Php 8,000, the interest payment is Php 1,200; the total quantity due is Php 9,200. Different compensation channels may charge varying service charges, such as CLiQQ machine payment of Php 20. No hidden charges.
Differing on the chosen loan amount, users have the choice of selecting a compensation term for up to one hundred eighty days.
At lendpinoy, we worth responsible borrowing and we strongly advocate financial literacy. For each mortgage, you shall be provided a Disclosure Statement that you'll either agree or discontinue the loaning process. We encourage our prospects to always evaluation the charges, expenses and phrases and circumstances of your mortgage supply before continuing and accepting your loan.
For any inquiries or feedback, instantly message us at [email protected] and we will gladly assist you.
If you've any feedback, questions, or considerations, please contact us at:
Email: [email protected]
CS Hotline: 09088905389 (Smart) ; 09178775363 (Globe)
Quick, easy and safe to make use of – Asenso Remit is a faster method to send money to the Philippines. We help our clients send their hard-earned cash to the Philippines with low charges high trade. Our app additionally lets you pay your payments hassle-free. With Asenso Remit, your f...